Life insurance you can buy online

Get insurance with a monthly cost that’s guaranteed not to change for the first 10 years. You can choose your coverage amount: $50,000, $75,000 or $100,000. And you only have to answer three questions about your health.

Think about buying Sun Life Go Simplified Term Life Insurance if:

  • You want life insurance you can apply for online, quickly and easily.
  • You don’t mind answering three simple questions about your health.
  • You need up to $100,000 of life insurance.

How Simplified Term life insurance costs work

  • The more information you provide about yourself, the less you typically have to pay for life insurance.
  • You only have to answer three questions about your health when you apply for Sun Life Go Simplified Term Life. That means this type of insurance typically costs more than life insurance that requires more health information from you.
  • If you are in good health, we encourage you to think about applying for another term life insurance product, where you’ll provide more health information.

Buy Sun Life Go Simplified Term life insurance online

Get up to $100,000 of life insurance coverage by answering just three health questions. Quebec residents will need to talk with a licensed representative to complete an application.

Get a quote & apply

What’s the difference between buying life insurance online and buying it from an advisor?

Policy details:


  • You must be between 18 and 69 and live in Canada.

Guaranteed premiums

We guarantee that your monthly payments will stay the same for the first 10 years. After that, they will increase each year, based on your age. But we won’t ask you any questions about your health.

Coverage amounts

  • $50,000, $75,000 or $100,000

Term available

  • 10-year term


  • If you take your own life within two years of the date your policy takes effect, we won’t pay the claim. But we will refund all monthly payments paid up to then, minus any administration fees.
  • If you apply for Sun Life Go Simplified Term Life insurance more than once, you can get no more than $100,000 in total insurance coverage.
  • Find more exclusions and limitations in the sample policy.

Additional benefits

If you’re diagnosed with a terminal illness, you may be eligible to take a lump-sum advance up to 50% of what your policy will pay when you die (your policy’s “death benefit”). This isn’t a part of your contract, but is a benefit that we can choose to offer.

If you look over your new policy and decide it doesn’t meet your requirements, you can cancel it with no obligation within 30 days of issue, and we will refund your money.

Sample policies

Read examples of text that can appear in a policy. These examples are for your reference only. When we issue your policy, the text in that policy will govern the relationship between you and Sun Life Assurance Company of Canada.

  Sun Life Go Simplified Term Life Insurance sample policy


The person making the claim must do so as soon as reasonably possible after the person covered by the policy passes away. To make a claim:

  1. Call us at 1-800-669-7921. This number is also listed at the beginning of the insured person’s policy. We’ll send you a form to complete.
  2. Fill out the form and mail it to us at the address listed on the form. Be sure to include any information we ask for to assess the claim. This will include proof that the insured person passed away while the policy was in effect.

Some things to keep in mind:

  • Doctors may charge a fee to fill out certain forms. The person making the claim is responsible for covering any fees.
  • After we receive all the information we need, we’ll assess the claim within 5 business days.
  • We’ll pay within 30 business days after receiving proof required to assess the claim.

Why choose Sun Life?

In 2019, the Reader's Digest Trusted BrandTM Survey voted Sun Life Financial as the "Most Trusted Life Insurance Company." – for the tenth year in a row.

Get Sun Life Go Simplified Term Life Insurance

Get a quote and apply for Sun Life GO Simplified Term Life Insurance, or give us a call.



Get a quote for Sun Life GO Simplified Term Life Insurance online in minutes.


Getting advice can better help you achieve your goals. Speak to a licensed representative to discover your options.

Call: 1-844-528-0583



Sun Life Go Accidental Death Insurance

You could leave even more money for your loved ones with Sun Life Go Accidental Death Insurance. This type of insurance can pay a tax-free benefit if you die within 90 days as a direct result of an accident. You can get up to $500,000 of additional insurance without answering any questions about your health.

Learn more about adding Sun Life Go Accidental Death Insurance to your life insurance protection