Affordable life insurance

Get up to $1 million of life insurance where the monthly cost will stay the same for the first 10 or 20 years.

You should consider term life insurance if:

  • You want to apply for affordable life insurance online in minutes.
  • You’re willing to answer some questions about your health when you apply.

Policy details:


  • You must be between 18 and 69 and live in Canada.

Guaranteed premiums

Your monthly payments are guaranteed to stay the same for the length of the term you select. You can choose a 10 or 20 year term.


This policy renews for the same term length you chose originally without any health questions asked. Your monthly payments will increase at renewal, then they will stay the same for the new term.

Coverage amounts

  • $100,000 up to $ 1 million in units of $25,000

Terms available

  • 10 or 20 years


  • If you take your own life within 2 years of the date your policy takes effect, we won’t pay the claim. We will, however, refund all monthly payments paid up to then, minus any fees.
  • If you submit several applications for Sun Life Go Term Life insurance, your total insurance amount for Sun Life Go products can’t be more than $1 million.

Additional benefits

If you’re diagnosed with a terminal illness, you may be eligible for a lump-sum advance up to 50% of what your policy will pay when you die (your policy’s “death benefit”), up to $250,000. This isn’t a part of your contract, but is a benefit that we can choose to offer.

If you look over your new policy and decide it doesn’t meet your requirements, you can cancel it with no obligation within 30 days of issue, and we will refund your money.

Sample policies

Read examples of text that can appear in a policy. These examples are for your reference only – when we issue your policy, the text in that policy will govern the relationship between you and Sun Life Financial.

  Sun Life Go Term Life Insurance sample policy

Get more protection with Sun Life Go Accidental Death Insurance

You could leave more money for your loved ones with Sun Life Go Accidental Death Insurance, which can pay a tax-free benefit if you die within 90 days as a direct result of an accident. You can get up to $500,000 of additional insurance without answering any questions about your health.

Learn more about Sun Life Go Accidental Death Insurance